Boss Fight Studios 1/12 and EPIC HACKS

Heh, yeah, I’m in my “put some stuff on your card so you can be paying it off like a good citizen” stage right now. I put a couple things on it once or twice a year and then pay off the balance to be credit-score compliant.
It’s dumb. I hate it.
For literally any other purchases, I use some form of direct-cash payment.
 
I use a cash back card for everything and pay the bill every month so they basically pay me (or rather, share a portion of their profits) to use the card. If I need to finance a big purchase, I can usually get a 0% card or offer and then pay that off before the real interest rate kicks in. I've never paid a cent in credit card interest.
 
I'm the same way. My parents were irresponsible with credit cards, which scared me away from using them until I was ~23. Now I'm Capital One's worst nightmare. I use the card for everything, reap the rewards cash, and pay off the entire balance once a week.
 
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